Fuel Micro-Businesses. Create Impact.

Interest-Free.

Your donation funds interest-free loans that help people start businesses, create jobs, and transform lives again and again.

Transform lives while fulfilling your Zakat and Sadaqah! Akhuwat is a registered 501(c)(3) nonprofit organization, ensuring all donations are tax-deductible.

Empower Change with Your Zakat and Sadaqah.

At Akhuwat, we channel your contributions into interest-free microloans that empower individuals to build businesses, support their families, and give back to their communities.

Your Zakat and Sadaqah have the power to uplift communities and create lasting change.

Transform lives while fulfilling your religious obligations:

100% Tax-Deductible: As a 501(c)(3) nonprofit, your donations qualify for tax deductions.
Sustainable Impact: Every loan repaid funds new loans, creating a ripple effect of empowerment.
Faith-Aligned Giving: Your donation fulfills the principles of Zakat and Sadaqah while transforming lives.
Transforming Borrowers into Donors
Largest global crowdfunding community
Offering interest-free loans with no collateral needed
Ensures societal inclusion regardless of religion, caste, color, or gender

Nurture People.Inspire Change.

Muslim American Society (MAS) strives to move people and nurture lifelong, God-centered agents of change and to build a vibrant American Muslim community striving for a just and virtuous society.

How It Works

Your Donation Creates a Ripple Effect.

1.

You Make

A Gift

Your contribution funds interest-free microloans for budding microbusinesses.

2.

We Provide Interest-Free Loans and Start A Cycle of Impact

These loans give them the means to start their businesses.

3.

Build

Micro-Businesses

Our beneficiaries grow sustainable businesses, helping their families and communities.

4.

Loans Are

Repaid and Recycled

Every dollar repaid funds new loans, multiplying the impact of your donation.

Why Interest-Free Microfinance?

The Model That Multiplies Impact

Interest-free microfinance is a proven tool for sustainable poverty alleviation.

By removing the burden of interest, Akhuwat allows self-employed individuals to focus on growth and success.

Every loan repaid funds another microbusiness, creating a continuous cycle of empowerment and impact.

Akhuwat believes in charity backed by compassion and a sense of responsibility toward the underprivileged.

We are helping a family every 4 minutes.

The average loan size is $300, which can convert a borrower into a donor.

IMPACT IN NUMBERS

5.4 million

5.4 million beneficiaries have received interest-free microloans through Akhuwat.

$790 million

$790 million disbursed across the globe, transforming countless lives.

Only 8-10%

Only 8-10% of donations go to administrative costs, so your contribution has the maximum impact.

Meet Few of the Entrepreneurs Empowered

Rashida Bibi

Rashida Bibi has been making bangles since childhood. However, the flood of 2022 devastated her home and business. As a single mother of three, raising her children during a time of rising inflation became an overwhelming challenge. With Akhuwat's interest-free loan program, her financial situation has significantly improved, bringing stability and relief to her family.

Razia Bibi

For Razia Bibi's family, their only cow was the cornerstone of their livelihood. When it died, the loss was devastating, leaving them struggling to make ends meet. Akhuwat stepped in with a 100,000-rupee interest-free loan, enabling Razia to purchase another cow. This simple act brought her family renewed financial stability, allowing them to cover daily expenses and invest in their children's education.

Aqib Ali

Aqib has suffered from polio since childhood but has never let this disease become his weakness. Akhuwat provided him with an interest-free loan to start his tandoor shop. Today, Aqib is earning well and able to sustain himself and his family.

Muhammad Ali

“My livestock is my main source of income. With the help of my cattle, I am able to sustain myself and my family.”

Muhammad Ali is a beneficiary of Akhuwat who received an interest-free loan to purchase livestock.

Muhammad Yousaf

With an interest-free loan of $100, Muhammad Yousaf purchased inventory for his clothing shop. Today, his business is thriving, creating a sustainable income for his family. Akhuwat empowers individuals like Muhammad, supporting their pathways out of poverty.

Behroz Khan

Behroz received a $105 loan to buy tools for his mechanic shop. This small investment transformed his business, enabling him to expand his services and improve his livelihood. Akhuwat has empowered over 4 million entrepreneurs like Behroz across the globe.

Imtiaz Ahmed

Imtiaz used his $175 loan to stock his shop with essential inventory. Thanks to Akhuwat’s interest-free microfinance, Imtiaz now runs a successful business, uplifting his family and contributing to his community.

Ghulam Murtaza

As a mechanic, Ghulam Murtaza relied on Akhuwat's loans to expand his workshop and take on more customers. Each donation enables stories like his to become reality.

40 Chapters/Centers

MAS has chapters and community centers spanning all regions of the continental United States.

Serving 14,000 adults weekly

MAS engages 14,000 weekly through usras, halaqas, workshops, seminars and more.

Serving 7,000 youth weekly

MAS engages 7,000 young people weekly as they work to establish a solid connection to their faith.

$790 Million - 5.4 Million Microloans.

With an average microloan of just $300, we empower entrepreneurs, startups, homemakers, and members of underprivileged communities to create a better future.

Akhuwat has disbursed over $790 million through 5.4 million loans, transforming countless lives with an average loan size of just $300. Your donation isn't just money—it's a lifeline. Give hope. Give life.

Can we count on your support today to help Muslim hard workers discover their purpose and rebuild their lives?

30 Years of Nurturing Youth

Did you know that 1/4 of Muslim American

youth are leaving the faith?

We're sure you can agree that our Muslim youth are like diamonds in the rough. Before the year ends, we ask you to help sustain programs like MAS' Tarbiya & Ilm Camps and other youth programs that allow young Muslims to become great leaders and activists -- the heroes we're all looking for.

Can we count on your support today to help Muslim youth discover their purpose and hit our goal?

OUR INITIATIVES

Who is it for?

Unlike traditional financial institutions, we focus on providing opportunities rather than burdens.

Our microfinance program is accessible to those who are often overlooked—those who are illiterate, those without collateral, and those who simply need a fair chance.

We ensure that every applicant is vetted for their drive, skill sets, and ability to work hard, guaranteeing that your contribution goes to someone who will make the most of it.

Frequently Asked Questions

How many people have benefited from Akhuwat's interest-free microloans?

Over 5.4 million people have benefited from our interest-free microloans, empowering them to create better futures for themselves and their families.

What is the average amount disbursed per microloan?

The average microloan amount disbursed is $500, providing significant support to start or grow small businesses and lift families out of poverty.

Who do you help with your microfinance program?

Our microfinance program supports a wide range of individuals, including: Entrepreneurs, Startups, Members of underprivileged communities, Homemakers, especially women.

What are the main challenges your beneficiaries face before receiving a microloan?

Most of our beneficiaries are illiterate, which can make navigating traditional loan processes challenging. To address this, we only require basic paperwork and an identity check, ensuring that our loans are accessible to those who need them most.

How do you measure the impact of your microloans on beneficiaries’ lives and businesses?

We measure impact through the timely repayment of loans and the willingness of our beneficiaries to share their success stories. These indicators reflect the positive changes in their lives and businesses, enabled by our microloans.

What percentage of donations goes towards administrative or overhead costs?

We ensure that only 8-10% of donations go towards administrative or overhead costs, so the vast majority of your contribution directly benefits those in need.

What data supports your microfinance program's impact?

To date, USD 22 million has been disbursed to 5.4 million beneficiaries across Pakistan, reflecting the significant impact of our interest-free microfinance program in alleviating poverty.

OUR INITIATIVES

Tarbiya and Ilm Camps

Raising the next generation of dedicated American Muslims

Since 2001, MAS has conducted +40 Camps & Trained +6,000 youth workers and activists nationwide.

Tarbiya and Ilm Camps are held for college students and young professionals engaged in Islamic work. These camps are for youth activists and workers in their community and focused on spiritual renewal, learning, and fellowship with opportunities to further develop spiritual discipline and leadership skills.

OUR INITIATIVES

Scholarships

Investing in the Future Leaders of the Muslim American Community

MAS has made it a strategic goal to support and train talented Muslim Americans to become the religious leaders our next generation direly needs. These individuals will have the knowledge and hands-on training to confidently address modern issues within the American context through the lens of our timeless Islamic worldview. MAS is providing scholarships to qualified potential leaders towards a Masters degree in Islamic Religious Leadership (MIRL) from Boston Islamic Seminary.

Testimonials

Qarz-e-Hasna

Akhuwat's unique approach, often disbursing loans through local religious centers, ensures trust and community involvement, leading to life-changing impacts. Our program, rooted in the Islamic principle of Qarz-e-Hasna, has empowered millions.

Since 2001, Akhuwat's interest-free microfinance program has achieved a remarkable 99.9% repayment rate; this is coming from the vetted hard workers that have shown diligence for the finance they’ve received.

Gallery

Your one-time and monthly recurring gifts create a lifetime of opportunities.